ISSN: 2225-8329
Open access
This study uses the Digital Inclusive Finance Index whether it can reduce the urban-rural income gap. The digital inclusive finance index is divided into three dimensions, and in this study, all three dimensions are utilized at the same time to investigate which dimension specifically has a greater effect on the reduction of the urban-rural income gap. The data are analyzed using ordinary panel regression analysis. This study explores the association between digital inclusive finance and the urban-rural income gap, analyzing 20 cities in Guangdong Province, China, over the ten-year period from -2011 to 2020. The increases in all three sub-indices of digital inclusive finance contribute to the narrowing of the overall urban-rural income gap in Guangdong Province. The coverage index has the greatest contribution, suggesting that rural residents have access to a wider range of financial services through increased coverage of financial accounts.
Bao, W. (2021). A study on the impact of digital inclusive finance on the urban-rural income gap [Master, Shandong University of Finance and Economics].
Chen, S. (2020). A study on digital inclusive finance and the urban-rural income gap in China [Master, Suzhou University].
Chen, Y., & Song, C. (2022). The Impact of Financial Inclusion Development on the Urban-Rural Income Gap in the Yangtze River Delta Region - An Analysis Based on a Static Spatial Panel Model. Journal of Shenyang University of Technology (Social Science Edition), 15(06), 537-542. https://kns.cnki.net/kcms/detail/21.1558.C.20210930.1507.002.html
Duan, K. (2021). A study on the impact of digital inclusive finance on the urban-rural income gap in China [Master, Shanxi University of Finance and Economics].
Feng, L. (2016). The impact of financial development on the income gap between urban and rural residents in China [Master, Hunan University].
Fu, Q., & Huang, Y. (2018). The Heterogeneous Impact of Digital Finance on Rural Financial Needs - Evidence from the China Household Finance Survey and Peking University Digital Inclusive Finance Index. Financial Research (11), 68-84.
Guo, F., Wang, J., Wang, F., Kong, T., Zhang, X., & Cheng, Z. (2020). Measuring the Development of Digital Inclusive Finance in China: Indexing and Spatial Characteristics. Economics (Quarterly), 19(04), 1401-1418.
https://doi.org/10.13821/j.cnki.ceq.2020.03.12
Guo, Q. (2020). An empirical study on the impact of digital inclusive finance on the urban-rural income gap in Henan Province [Master, Henan University of Economics and Law].
Hu, H. (2020). A study on the impact of digital inclusive finance development on poverty alleviation [Master, Southwest University of Finance and Economics].
Huang, J. (2019). An empirical study on the impact of financial inclusion development on the income of rural residents [Master, Guangdong University of Foreign Studies].
Jiang, D. (2021). A study on the impact of the development of digital inclusive finance on the urban-rural income gap in China [Master, Southeastern University].
Li, H. (2021). A study on the impact of digital inclusive finance on the urban-rural income gap in Northwest China from a spatial perspective [Master, Shihezi University].
Li, Y. (2020). A study on the impact of digital inclusive finance on the urban-rural income gap in China [Master, Nanjing Agricultural University].
Liang, W. (2021). An empirical study on the impact of digital inclusive finance on the urban-rural income gap in Shanxi [Master, Shanxi University of Finance and Economics].
Liu, L. (2020). An empirical study of digital inclusive finance to narrow the urban-rural income gap [Master, South China University of Technology].
Luo, H., & luo, J. (2019). A study on the impact of financial inclusion on rural poverty reduction from a multidimensional perspective. Contemporary Economic Management, 41(03), 80-88. https://doi.org/10.13253/j.cnki.ddjjgl.2019.03.012
McBride, N., & Liyala, S. (2021). Memoirs from Bukhalalire: a poetic inquiry into the lived experience of M-PESA mobile money usage in rural Kenya. European Journal of Information Systems, 1-22. https://doi.org/10.1080/0960085X.2021.1924088
Niu, Y. (2021). A study of digital financial inclusion based on the mediating effect of industrial structure on narrowing the urban-rural income gap [Master, Shanxi University of Finance and Economics].
Peng, C. (2021). The impact of China's digital inclusive finance development on the urban-rural income gap [Master, Tianjin University of Finance and Economics].
Qi, J. (2021). The impact of digital inclusive finance development on the urban-rural income gap [Master, Shandong University].
Sun, Y., Zhang, D., Wang, X., & Li, D. (2021). Current Situation, Problems and Prospects of Digital Inclusive Finance Development in China. Quantitative Economic and Technical Economics Research, 38(02), 43-59. https://doi.org/10.13653/j.cnki.jqte.2021.02.001
Wang, W. (2020). A study on the poverty alleviation effects of digital inclusive finance development in China [Master, Southwest University of Finance and Economics].
Wang, X. (2021). A study on the impact of digital inclusive finance on the income gap between urban and rural residents [Master, Xinjiang University].
Xu, J. (2022). An empirical study on the impact of digital inclusive finance on the income gap between urban and rural residents [Master, Hebei College of Finance].
Ye, Z., Chen, X., & Zhang, S. (2011). Can financial development reduce the urban-rural income gap? -- Evidence from China. Financial Research (02), 42-56.
Yu, X. (2019). A study on the impact of digital inclusive finance on the urban-rural income gap in China [Master, Yunnan University of Finance and Economics].
Zhang, Q. (2019). Financial Inclusion, Economic Growth and Income Inequality [Master, Zhongnan University of Economics and Law].
Zhang, T. (2022). A study on the impact of digital inclusive finance on the urban-rural income gap in China [Master, Yunnan University of Finance and Economics].
Zhao, J. (2019). A study on the impact of financial inclusion on the urban-rural income gap [Master, Qingdao University].
(Wanrong & Ibrahim, 2023)
Wanrong, W., & Ibrahim, H. (2023). The Impact of Digital Inclusive Financial Index from Different Perspectives on the Income Gap Between Urban and Rural Residents. International Journal of Academic Research in Accounting, Finance and Management Sciences, 13(4), 193–209.
Copyright: © 2023 The Author(s)
Published by HRMARS (www.hrmars.com)
This article is published under the Creative Commons Attribution (CC BY 4.0) license. Anyone may reproduce, distribute, translate and create derivative works of this article (for both commercial and non-commercial purposes), subject to full attribution to the original publication and authors. The full terms of this license may be seen at: http://creativecommons.org/licences/by/4.0/legalcode