ISSN: 2226-6348
Open access
Financial counselling knowledge in the Malaysian public is crucial in helping individuals to manage and plan their finances better and more efficiently, in which financial counselling means a process in helping relationships with the choices and beliefs required in involving finances. Problems arise due to the increase in cases of insolvencies and bankruptcy among Malaysians stemming from a lack of awareness and knowledge in financial counselling, as well as the failure of the public to plan their financial management. This study aims to identify the relationship between understanding, perception, consumers’ demographic factors, and other factors with the awareness of the importance of financial counselling from the perspective of Maqasid Syariah. The type of methodology used in this study is quantitative by selecting a hundred respondents from (UniSHAMS) to answer a survey that has been prepared online and responses that have been given are analyzed to obtain data by using the Statistical Package for the Social Sciences (SPSS) to obtain descriptive and inferential values and multiple regression analysis. The findings from the analysis show that understanding factors and demographic factors are not the cause of the lack of awareness of financial counselling among members of higher learning institutions from the perspective of Maqasid Syariah. However, the perception factor strongly influences this study. The researcher hopes that with this study, the financial planning agency namely the Credit Counselling and Debt Management Agency (CCDM), also known as Agensi Kaunseling dan Pengurusan Kredit (AKPK) can increase the efforts in implementing various forms of programs in providing exposure of the importance of knowledge related to financial counselling to society, especially those from higher learning institutions. This can be done by encouraging them to get involved in the programs provided and also to improve the educational modules related to financial counselling from the perspective of Maqasid Syariah to foster awareness among the public as early as primary school.
Al-‘Alim, H. Y. (1993). Al-Maqasid al-‘Ammah Lil Shariah al-Islamiyyah. 2nd ed. Maqrib: Dar al-Amat.. pp. 20.
Al-Raysuni, A. (1992). Nazhariyyat al-Maqasid 'inda al-imam al-Shatibi. Beirut: Al-Muassasah alJam'iah li Dirasat.
Al-Shatibi. (2003). Al-Muwafaqat Fi Usul Al-Shariah (Vol. 2). Beirut: Dar Kutub al-Ilmiyah.
Al-Shatibi, A. I. (1997). Al-Muwafaqat fi Ushul al-Shariah (Vol. 2). Kaherah: Dar Ibn Affan.
Al-Yubi, M. S. (1998). Maqasid al-Shariah al-Islamiyyah Wa 'Alaqatuha Bi al-Adillah al-Shar'iyyah. Riyadh: Dar al-Hijrah.
Aminah. (2017). Maqasid Asy-Syariah Pengertian dan Penerapan Dalam Ekonomi Islam. Jurnal: Fitrah, 3(1), 168-169.
Amti, P. (2013). Dasar-dasar Bimbingan dan Konseling. Jakarta: PT Rineka Cipta.
Hassan, W. Z. (2017). Maqasid Syariah in the Development of Fatwas on Cross Religion Culture Practices in Malaysia. Al-Hikmah, 8(2), 133.
Kredit, A. K. (2018). Celik Wang Pengurusan Wang Secara Bijak. Kuala Lumpur: AKPK Edisi Ketiga.
Mutakin, A. (2017). Teori Maqashid al Syariah dan Hubungannya Dengan Metode Istinbath Hukum. Jurnal: Kanun, 19(3), 551.
Zambi, M. N., Hassan, M. H., & Jaafar, S. (2013). Hubungan Antara Amalan Pengurusan Kewangan Pelajar dan Kursus PA305: Pengurusan Kewangan Peribadi - Satu Kajian Kes Di Politeknik Tuanku Sultanah Bahiyah. Techical and Education Colloquium (TEC) PTSB, 25-31.
Rafdi, J. N., Puad, M. N., Sahar, S. W., Nor, M. F., & Shahar, S. W. (2015). Faktor-faktor Muflis di Kalangan Belia. Proceeding of The 2nd International Conference of Management and Muamalah.
Nyzee, I. A. K. (2009). Theories of Islamic Law: The Methodology of Ijtihad. Pakistan: Islamic Research Institute Press Islamabad. pp. 63.
Mamim, O., Husniyah, A., & Fazli, M. S. (2015). Differences in Financial Information and Financial Status Among Malaysia Bankrupts. Proceedings of The Australasian Conference on Business and Social Sciences, (pp. 525-531).
Samad, M. F. (2003). Pengurusan Kewangan. Singapore: A Division Of Thomson Asia Pte Ltg.
Fisol, M. W., & Ismail, N. (2019). Enhancing Halal Sustainability through Family Takaful Products Based on The Maqasid Shari'ah Framework. 101-106.
Fisol, M. W., & Abu Hassan, N. (2019). Belanjawan 2019 Melalui Pendekatan Maqasid Syariah. 1-10.
Zulkifly, A. A. (2016). Faktor Penentu Pengurusan Kewangan: Kes Mahasiswa Universiti Kebangsaan Malaysia. Jurnal Personalia Pelajar, 85-94.
In-Text Citation: (Zuki & Fisol, 2023)
To Cite this Article: Zuki, M. I. M., & Fisol, W. N. M. (2023). Studying the Level of Awareness among Malaysian Higher Educational Institutions (IPT) Regarding the Importance of Financial Counseling Through Counseling and Credit Management Agency (AKPK) from The Perspective of Maqasid Syariah. International Journal of Academic Research in Progressive Education and Development, 12(2), 897–903.
Copyright: © 2023 The Author(s)
Published by HRMARS (www.hrmars.com)
This article is published under the Creative Commons Attribution (CC BY 4.0) license. Anyone may reproduce, distribute, translate and create derivative works of this article (for both commercial and non-commercial purposes), subject to full attribution to the original publication and authors. The full terms of this license may be seen at: http://creativecommons.org/licences/by/4.0/legalcode