Journal Screenshot

International Journal of Academic Research in Accounting, Finance and Management Sciences

Open Access Journal

ISSN: 2225-8329

E-Wallet Acceptance Among Public Servants in Bangi, Selangor

Ayu Kamareenna Abdullah Thani, Siti Rosnita Sakarji, Nur Hidayah Rosely

http://dx.doi.org/10.6007/IJARAFMS/v12-i3/18958

Open access

The use of e-Wallet technology via mobile devices is a new digital technology phenomenon in Malaysia's marketplace. Furthermore, the Malaysian government has initiated an e-wallet oriented innovation underneath the Malaysia Budget 2020, notably “e-Tunai Rakyat” programme with the eventual goal for the country to prefer for online wallets. According to previous study, a success of a new technological innovation, such as an e-wallet, is heavily dependent on user adoption of this new technology. As a result, the purpose of this study is to determine the critical elements that impact the intention of using an e-wallet among Malaysian public servants in Bangi, Selangor. The study is based on quantitative, with 136 public servants responding to a questionnaire. The analysis of data utilised the SPSS. Based on the study's findings, public employees in Malaysia are more likely to accept e-Wallet technology if they have prior experience applying for and using them, as well as if they think that the technological foundation is in place to support their use. It is suggested that a few additional variables be included to look at the intended use of electronic wallets. Different factors including reliability, affordability, and trust are suggested to be employed further in the study on behavioural intention to use electronic wallets. Therefore, in the future, it may be possible to study the behavioural intention to use an e-wallet using the same approach but in a different setting.

Abdullah, N., Redzuan, F., & Daud, N. A. (2020). E-wallet: Factors
influencing user acceptance towards cashless society in Malaysia among public universities. Indonesian Journal of Electrical Engineering and Computer Science, 20(1), 67-74.
Abdul-Halim, N. A., Vafaei-Zadeh, A., Hanifah, H., Teoh, A. P., &
Nawaser, K. (2021). Understanding the determinants of e-wallet continuance usage intention in Malaysia. Quality & Quantity, 1-27.
Aji, H. M., Berakon, I., & Md Husin, M. (2020). COVID-19 and e-wallet usage
intention: A multigroup analysis between Indonesia and Malaysia. Cogent Business & Management, 7(1), 1804181.
Alam, M. M., Awawdeh, A. E., & Muhamad, A. I. B. (2021). Using e-wallet
for business process development: challenges and prospects in Malaysia. Business Process Management Journal.
Andrew, J. V., & Tan, K. E. (2020). A Model of Factors Influencing
Consumers Intention to Use e-Wallet System in Malaysia: A Systematic Review. Malaysian Journal of Business and Economics (MJBE), 53-53
Bee, T. S., & Ying, K. Y. (2021). An examination of determinants for e-
wallet adoption in Malaysia: a combined approach. F1000Research, 10(1155), 1155.
Bougie, R., & Sekaran, U. (2019). Research methods for business: A skill
building approach. John Wiley & Sons.
Chan, K. L., Leong, C. M., & Yiong, B. L. C. (2020). Sharing Economy
through E-Wallet: Understanding the Determinants of User Intention in Malaysia. Journal of Marketing Advances and Practices, 2(2), 1-18.
Chew, J. W., Parveen Kaur, A. S., Siew, X. Y., Tan, H. Y., & Tan, Y. Z.
(2021). Factors influencing the intention to use digital wallets in Malaysia (Doctoral dissertation, UTAR).
Davis, F. D. (1989). Perceived Usefulness, Perceived Ease Of Use, And
User Acceptance Of Information Technology. MIS Quarterly 13 (3): 319–340, Doi:10.2307/249008
Edeh, F. O., Aryani, D. N., Kee, D. M. H., Samarth, T., Nair, R. K., Tan, Y.
S., & Teh, Y. C. (2021). Impact of COVID-19 Pandemic on Consumer Behavior towards the Intention to Use E-Wallet in Malaysia. International Journal of Accounting & Finance in Asia Pasific (IJAFAP), 4(3), 42-59.
Ismail, I. (2021). E-wallet use in Malaysia growing. New Straits Times
Press (M) Bhd.
Karim, M. W., Haque, A., Ulfy, M. A., Hossain, M. A., & Anis, M. Z.
(2020). Factors influencing the use of E-wallet as a payment method among Malaysian young adults. Journal of International Business and Management, 3(2), 1-12.
Muhammad Faizal S., Wan Saiful ‘Azzam, W. I, Hardy, L.R, Nur Amalina,
A., Siti Nor Adawiah, H., Norazlan, A. (2022)Use It or Not to Use It? Mobile Wallet Usage Intention Amidst Covid-19 Outbreak among Malaysians .Malaysian Journal of Consumer and Family Economics, 29, 209-225.
Ngah, R., Azizan, N. A., Kadir, M. A. B. A., Thuraisamy, R., Mohamad,
Z., & Danila, N. (2021). Exploring antecedents of online purchasing behavioral intention of generation z: An integrated model of four theories. Malaysian Journal of Consumer and Family Economics, 27, 1-24.
Nizam, F., Hwang, H. J., & Valaei, N. (2018, July). Measuring the
effectiveness of E-wallet in Malaysia. In 3rd IEEE/ACIS International Conference on Big Data, Cloud Computing, and Data Science Engineering (pp. 59-69). Springer, Cham.
Omarini, A. E. (2018). Fintech and the future of the payment landscape: The mobile
wallet ecosystem - A challenge for retail banks? International Journal of Financial Research, 9(4), 97–116.
Puasa, S., Tan, J., Gazali, H. M., & Ayub, N. (2021).
Consumers’behavioural Intention To Use E-Wallet During The Pandemic Of Covid-19: Applying The Unified Theory Of Acceptance And Use Of Technology (Utaut). Labuan Bulletin of International Business and Finance (LBIBF), 64-78.
Ramli, F. A. A., & Hamzah, M. I. (2021). Mobile payment and e-wallet adoption in
emerging economies: A systematic literature review. Journal of Emerging Economies and Islamic Research, 9(2), 1-39.
Sabli, N., Pforditen, N. E., Supian, K., Azmi, F. N., & Solihin, N. A. I. M. (2021). The
Acceptance of E-Wallet in Malaysia. Selangor Business Review, 1-14.
Seng, W. Q., & Hee, O. C. (2021). Factors Influencing the Intention to Use
E-Wallet: An Extended Hedonic-Motivation System Adoption Model.
Sunny, P., & George, A. (2018). Determinants of Behavioral Intention To
Use Mobile Wallets--a Conceptual Model. Journal of Management (JOM), 5(5), 52-62.
Taylor, S., & Todd, P. A. (1995). Understanding information technology
usage: A test of competing models. Information systems research, 6(2), 144-176.
Teoh Teng Tenk, M., Yew, H. C., & Heang, L. T. (2020). E-wallet
Adoption: A case in Malaysia. International Journal of Research In Commerce and Management Studies (ISSN: 2582-2292), 2(2), 216-233.
Venkatesh, V. (2015). Technology acceptance model and the unified theory
of acceptance and use of technology. Wiley Encyclopedia of Management, 1-9.
Ying, W. C., & Mohamed, M. I. K. P. (2020). Understanding the factors
influences users continuous intention towards e-wallet in Malaysia: Identifying the gap. Research in Management of Technology and Business, 1(1), 312-325.

N/A