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International Journal of Academic Research in Accounting, Finance and Management Sciences

Open Access Journal

ISSN: 2225-8329

The Impact of Cloud Computing on Enhancing the Performance of Financial Banking Programs in Jordanian Commercial Banks

Amjad Ghazi AL Habashneh, Hussein Al-zeaud, Mansour Alkhazaleh, Omar Amjad Al-Habashneh

http://dx.doi.org/10.6007/IJARAFMS/v13-i4/20036

Open access

The aim of the study was to investigate the impact of cloud computing on enhancing the performance of financial banking programs in Jordanian commercial banks. This was done through the utilization of cloud computing services such as Infrastructure as a Service (IaaS), Platform as a Service (PaaS), and Software as a Service (SaaS). The researcher adopted a descriptive-analytical approach in constructing the study. The study population consisted of employees in Jordanian commercial banks, totaling 15,400 employees distributed across branches and the general administration. The researcher employed a survey questionnaire as the data collection tool, which was distributed to a sample of 590 respondents. Eleven invalid questionnaires were excluded from statistical analysis, resulting in a valid sample of 579 questionnaires. Among the notable results were the high level of cloud computing utilization in Jordanian commercial banks. The results also demonstrated a statistically significant impact, at a significance level (? ? 0.05), of cloud computing utilization represented by the dimensions of IaaS, PaaS, and SaaS on enhancing the performance of financial banking programs in Jordanian commercial banks. The study's recommendations included urging Jordanian commercial banks to expand their support and development of infrastructure to facilitate the use of cloud computing technology, as it plays an effective role in improving the performance of banking programs.

(Arabic)
• Abdul Rahman, Luqman (2021). Big Data Management in Cloud Computing and Its Impact on E-Learning at the University, Tanmiya Al-Rafidin, 40(130), 277-291.
• Abdul Rasool, Mohsen (2021). Employing Cloud Computing in Data Management and Its Impact on Decision-Making Process, Heritage Scientific Journal, 3(5), 74-89.
• Abu Shaweesh, Anas Mohammad (2019). The Impact of Electronic Banking Services on Business Excellence in Jordanian Banks, Unpublished Master's Thesis, Al Al-Bayt University, Jordan.
• Al-Falah, Fatima Miftah (2021). The Impact of Cloud Computing on the Elements of the Accounting System in Commercial Banks in Libya, International Scientific Journal for Arab Economics, 1(112), 91-103.
• Al-Gharaibeh, Ali Zaher (2020). The Reality of Applying Technology Means in Jordanian Banks, Unpublished Master's Thesis, Al Al-Bayt University, Jordan.
• Al-Mansouri, Fadia Saad (2023). The Contribution of Cloud Computing Technology to Enhancing Accounting Education and the Challenges of Its Use from the Perspective of Faculty Members, Journal of Economic Studies, 6(2), 238-262.
• Al-Najdawi, Mohammed Ziad (2023). Financial Technology in Islamic Banks: Reality and Challenges, International Journal of Humanities and Social Sciences, 1(43), 157-177.
• Al-Sudairy, Mohammad Ahmed (2014). The Extent of Using E-Business in Saudi Hospitals: An Analytical Study of Hospitals in Jeddah and Riyadh Cities, King Abdulaziz University Journal, 28(1), 177-260.
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• Ghanem, Hamsa Asaf (2018). Mobile Banking and Its Role in Improving Customer Service: A Field Study in Syrian Banks, Unpublished Master's Thesis, Syrian Virtual University, Syrian Arab Republic.
• Hassan, Reem Sadi (2022). Applying Cloud Computing Techniques and Post-Sustainable Governance and Their Impact on the Quality of Accounting Information, Journal of Baghdad College of Economics University, 1(67), 282-295.
• Kafi, Mohammad Obaid (2020). The Impact of E-commerce on Developing Accounting Information Systems: A Field Study on a Selected Sample of Companies, Global Journal of Economics and Business, 8(1), 71-84.
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• Sedqi, Mohammad Emad (2023). Cloud Computing as a Tool to Support the Role of Internal Audit Based on Risk in Egyptian Banks, Scientific Journal of Business Research, 10(3), 413-476.
• Zaid, Rabia (2022). The Impact of Applying Financial Technology on the Profitability of the Banking Sector in Algeria, Journal of Finance and Business Economics, 6(4), 131-154.





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(Habashneh et al., 2023)
Habashneh, A. G. AL, Al-zeaud, H., Alkhazaleh, M., & Al-Habashneh, O. A. (2023). The Impact of Cloud Computing on Enhancing the Performance of Financial Banking Programs in Jordanian Commercial Banks. International Journal of Academic Research in Accounting, Finance and Management Sciences, 13(4), 136–157.