ISSN: 2222-6990
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This study is a qualitative study based on case study design involving an interview with a total of six participants. This study used Proportional Stratified Random Sampling. All participants consisted of AIM borrowers in Terengganu. The qualitative analysis of data used interview transcript analysis. Findings of the study showed that the level of entrepreneurial thinking is high (mean = 4.21; s.p = 0.47), while the level of entrepreneurial behavior is low (mean = 2.33; s.p = 0.51) and the level of entrepreneurial competency is moderate (mean = 3.39; s.p: 0.57). The findings from the interview showed that overall there is a need for AIM microcredit financing in terms of business resilience based on the aspects of strengthening financial management, building the mental resilience of entrepreneurs and operational efficiency. The implications from the findings of this study suggest that AIM programs should be continued but some weaknesses need to be improved especially from the aspect of education and training to AIM borrowers.
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In-Text Citation: (Mohamed & Hussin, 2022)
To Cite this Article: Mohamed, N. A., & Hussin, M. (2022). Perceptions of Amanah Ikhtiar Malaysia Borrowers about the Need for Other Aid from AIM besides Financial Aid Credit. International Journal of Academic Research in Business and Social Sciences, 12(1), 2742–2748.
Copyright: © 2022 The Author(s)
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