ISSN: 2222-6990
Open access
This conceptual study focuses on examining the acceptance of Ar-Rahnu, an Islamic pawnbroking system, among micro, small, and medium entrepreneurs (MSMEs). The study proposes the development of a web application called "Skari" that leverages technology to enhance the Ar-Rahnu experience for entrepreneurs. The acceptance of Ar-Rahnu among MSMEs is a crucial aspect to consider promoting the adoption and utilization of this Islamic pawnbroking system. Based on the requirement analysis conducted, it is evident that the use of Ar-rahnu applications on mobile devices such as smartphones and tablets can greatly enhance the acceptance of Ar-Rahnu among users ar-rahnu application can provide a more engaging and immersive experience for users, allowing them to visualize the Ar-Rahnu process and understand its principles more effectively. Furthermore, by incorporating gamification elements into the application, users can be motivated and incentivized to actively engage with Ar-Rahnu transactions. By exploring the acceptance and perceived usefulness of the Skari web application, the study aims to provide insights into the potential impact of technology in facilitating financial transactions within the Ar-Rahnu system. The research suggests that a user-oriented design and usability of the Skari web application are vital factors in achieving higher acceptance among MSMEs. The study also emphasizes the importance of user feedback and evaluation in ensuring continuous improvement of the Skari web application.
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(Sharif & Mohamed, 2024)
Sharif, D., & Mohamed, N. R. W. (2024). A Conceptual Study of Skari Web Application in Accepting Ar-Rahnu among Micro, Small, and Medium Entrepreneurs. International Journal of Academic Research in Business and Social Sciences, 14(1), 3160–3167.
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