ISSN: 2222-6990
Open access
The corporate data used in this portion is taken from annual report of different
companies in their respected sector. The data taken was of three year, from
2008-2010 of different company from seven different sectors, namely Textile,
Cement, Fertilizer, Refinery, Chemical, Automobile and Electrical and
Mechanical. After using data in the company annual report we have find
different ratio which clearly indicate a company weak and strong point. The
different ratio used in this analysis is return on asset ratio, quick ratio, current
liabilities to total liabilities, and Total liabilities to total assets, total debt to total
assets and interest coverage ratio. In corporate stress we find new interest
coverage ratio after a supposed increase of 4% in interest expense, and in
earning shock new interest coverage ratio by a supposed decrease of 25% in
earning. In bank stress we find the effect of textile and cement sector on bank
capital, NPLs, Provision and then find capital adequacy ratio, non performing
loan ratio and return on asset ratio of bank and its increase decrease, if the
sector are unable to pay its loan.
1. Annual Reports Retrieved From, http://Www.Sbp.Org.Pk/Reports/Annual/Index.Htm , Dated 10th July
2011.
2. Attack Refinery, Retrieved From http://Www.Pacra.Com/Pressrel/Atrl_DGP12.Pdf, Dated 11th July
2011.
3. Best way, retrieved from, http://www.Pacra.Com/Pressrel/Best_DGP12.Pdf, Dated 10th August 2011.
4. Descon Chemicals, Retrieved From http://www.Pacra.Com/Pressrel/Dec_DGP12.Pdf, Dated 17th July
2011.
5. Dera Ghazi khan Cement, Retrieved From, http://www.Pacra.Com/Pressrel/Dgkc_DGP12.Pdf, Dated
01st August 2011.
6. Emco industries, Retrieved From, http://www.Pacra.Com/Pressrel/Emco_DGP12.Pdf, Dated 21st July
2011.
7. Engro, Retrieved From, http://www.Pacra.Com/Pressrel/Engro_DGP12.Pdf, Dated 3rd August 2011.
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2011.
9. Google Search Engine, Retrieved From, www.google.com, Dated 7th August 2011.
10. Karachi Stock Exchange, Retrieved From Www.Kse.Com.Pk/Annual Reports, Dated 1st August
2011.
11. Mamma, retrieved from http://www.Mamma.Com/, Dated 8th August 2011.
12. Tribune, Retrieved from http://Tribune.Com.Pk/Business/, Dated 27th July 2011.
13. Saphire Textile Mills lit. Retrieved from, http://www.Pacra.Com/Pressrel/Sphire_DGP12.Pdf, Dated 1st
August 2011.
14. Scribed, Retrieved From www.Scribed.Com, Dated 4th August 2011.
15. Pakistan Credit Rating Agency, Retrieved From http://www.Pacra.Com/Pressrel/Anl_DGP12.Pdf,
Dated 4th August 2011.
16. State Bank of Pakistan Publications, Retrieved from http://Www.Sbp.Org.Pk/Publications/
C_Rating/Ratehist.Htm , Dated 7th August 2011.
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