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International Journal of Academic Research in Business and Social Sciences

Open Access Journal

ISSN: 2222-6990

Evaluation Of Credit Availability In Microfinance Institutions: Evidence From Northern Nigeria

Gambo Babandi Gumel

Open access

The study examines the availability of credit facilities being provide by microfinance institutions in Northern Nigeria. The importance of microfinance institutions in Nigeria’s economy cannot be over-emphasized; this is because it plays a vital role in the financial intermediation process and also improving the lives of low income earners whom constitute over 70 percent of the Nigerian population. The design and technique employed in data collection were survey method and data collection through the use of self developed likert scale questionnaire. The result of the study indicated that no significant difference was found among genders, geographical location and microfinance institutions affiliation in terms of availability of credit facilities being provided by microfinance institutions in Nigeria.

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