Journal Screenshot

International Journal of Academic Research in Progressive Education and Development

Open Access Journal

ISSN: 2226-6348

Review On Factors Affecting Micro Entrepreneur Performance In Malaysia: A Conceptual Model

Habsah Mohamad Sabli, Hamrila Abdul Latiff, Mohammad Fardillah Bin Wahi

http://dx.doi.org/10.6007/IJARPED/v7-i3/4572

Open access

Micro entrepreneur performance has severally discussed by scholars around the world. The micro entrepreneur performance not only measures by financial but also non-financial. Resources Based Theory (RBV) and Entrepreneurial Competency Theory play important role as determination of firm performance. The antecedent includes financial literacy, financial access, dynamic incentives as factors effecting micro entrepreneur firm performance. There are still lack of study and information on the relationships between f financial literacy, financial access, and dynamic incentives with micro entrepreneur performance. Consequently, misspecification of model and omission of measures due to deficiencies in analysis may likely lead to irrelevant conclusion to knowledge and practices. Hence, the study proposed a research framework that bridges internal and external integration factors effecting micro entrepreneur performance in Malaysia.

Abiodun, E. And E. H. (2016). Financial literacy and SME firm performance. International Journal of Research Studies in Management, 5(1), 31–43.
BNM. (2015). Economic and Financial Developments in Malaysia Economic and Financial Developments in Malaysia in the Second Quarter OF 2015.
Banks, C. (2010). Financial Stability And Payment Systems Report 2009 Development Of The Financial Sector, (2007), 2005–2006.
Beck, T., & Demirguc-Kunt, A. (2006). Small and Medium-Size Enterprises: Access to Finance as a Growth Constraint. Journal of Banking and Finance, 30(11), 2931–2943. doi.Org/10.1016/J.Jbankfin.2006.05.009
Brown, R. B., Saunders, M. N. K., and Beresford, R. (2006). You owe it to yourself: The financially literate manager. Accounting Forum, 30(2), 179-191.doi: 10.1016/j.accfor.2006.03.001
De Mel, S., McKenzie, D. & Woodruff, C. (2008). “Who are the entrepreneurs: Financial Literacy for Young Entrepreneurs? World Bank Working Paper, 5642.
Dimitratos, P., Lioukas, S., & Carter, S. (2004). The relationship between entrepreneurship and international performance: the importance of domestic environment. Journal of International Business Review, 13(10), 19–41.
Fatoki, O. (2014). The Financial Literacy of Micro Entrepreneurs in South Africa. J Soc Sci, 40(2), 151–158. Retrieved From http://www.krepublishers.com/02-Journals/JSS/JSS-40-0-000-14-
Isabel, T., & Fernandes, M. (2015). “Financial literacy levels of small businesses owners and it correlation with firms’ operating performance” By Master in Finance Dissertation.
Jacob, K., Hudson, S., and Bush, M. (2000). Tools for Survival: An Analysis of Financial Literacy Programs for Lower-Income Families. Woodstock Institute, Chicago.
Kebede, M., Kaur, N. Jit D., & Kuar, J. (2015). Financial Literacy and Management of Personal Finance?: A Review of Recent Literatures. Research Journal of Finance and Accounting, 6(13), 92–107.
Kumar K, N. (2012). Dynamic incentives in microfinance group lending: an empirical analysis of progressive lending mechanism. SAGE Open, 2(2), 1–9. Doi.Org/10.1177/21582
Law, K. S., & Wong, C.-S. (1999). Multidimensional Constructs In Structural Equation Analysis?: An Illustration Using The Job Perception And Job Satisfaction Constructs. Journal of Management, 25(2), 143–160.
Lusardi, A. (2015). Financial Literacy Skills for the 21st Century: Evidence from PISA. Journal of Consumer Affairs, 49(3), 639–659.
Lusimbo, E. N., & Muturi, W. (2016). Financial literacy and the growth of small enterprises in kenya?: a case of Kakamega central sub- county, Kenya. International Journal of Economics, Commerce and Management, IV (6), 828–845.
Man, T. W.Y., Lau. T. & Snape, E. (2008).Entrepreneurial competencies and the performance of small and medium enterprises: An investigation through a Framework of Competitiveness: Journal of Small Business and Entrepreneurship 21, (20), 21–29.
Mandell, L. (2004), Financial Literacy: Are We Improving? JumpStart Coalition for Personal Financial Literacy, Washington, DC
Mason, C. L. J. & Wilson, R. M. S. (2000). Conceptualizing financial literacy (Business School Research Series. Paper 2000: 7). UK: Loughborough University.
Muhammad, M. A. (2009). The combine effect of market orientation and owner/manager's innovation and business performance of small and medium sized manufacturing firms in Pakistan. Sintok, Kedah, Malaysia: PhD Thesis, UUM.
Naman, J. L. and F. D. Tuggle (May 1990). 'Toward an expert system to help entrepreneurs diagnose problems', Paper presented at TIMS/ORSA, Las Vegas.
Nawai, N., & Shariff, M. N. M. (2012). Factors Affecting Repayment Performance in Microfinance Programs in Malaysia. Procedia - Social and Behavioral Sciences, 62, 806–811. doi.org/10.1016/j.sbspro.2012.09.136
Nunoo J & Andoh F. (2012). Sustaining small and medium enterprises through financial service utilization: does financial literacy matter? (Unpublished Paper) presented at the Agricultural & Applied Economics Association’s 2012 AAEA.

In-Text Citation: (Sabli, Latiff, & Wahi, 2018)
To Cite this Article: Sabli, H. M., Latiff, H. A., & Wahi, M. F. Bin. (2018). Review On Factors Affecting Micro Entrepreneur Performance In Malaysia: A Conceptual Model. International Journal of Academic Research in Progressive Education and Development, 7(3), 539–548.