Volume 15, Issue 4 (2025)

Issue 4

Issue 3

Issue 2

Issue 1

Developing the U.S. Electricity Financial Market: Strategic Design of Derivatives for Risk Management and Market Stability

AUTHORS: Munira Khatoon, Sidra Ghori, Ehsan Ali Shaikh, Motaber Ali Shaikh

Received: 20 Aug, 2025 | Revised: 14 Sep, 2025 | Published: 09 Oct, 2025

PAGES: 1-7

DOI: 10.6007/IJARAFMS/v15-i4/26533

Open Access

Factors Affecting the Adoption of Artificial Intelligence (AI) among Accountants in Malaysia

AUTHORS: Hsin Yiek Wong, Teck Heang Lee, Yip Ping Chia, Wai Mun Har

Received: 17 Aug, 2025 | Revised: 12 Sep, 2025 | Published: 08 Oct, 2025

PAGES: 8-28

DOI: 10.6007/IJARAFMS/v15-i4/25871

Open Access

The Influence of Competence and Workload on Performance in Medical Recorders in Pekanbaru City Hospitals: The Role of Job Satisfaction as a Mediating Variable

AUTHORS: Tri Purnama Sari, Khairunnisak Binti Ahmad Shakir, Asnani Binti Bahari

Received: 25 Aug, 2025 | Revised: 19 Sep, 2025 | Published: 10 Oct, 2025

PAGES: 29-51

DOI: 10.6007/IJARAFMS/v15-i4/26530

Open Access

Unlocking the Secret to Employee Retention in Private Higher Education

AUTHORS: Zahir Osman, Noral Hidayah Alwi, Siti Aishah Husin, Nurhanan Syafiah Abdul Razak

Received: 08 Sep, 2025 | Revised: 27 Sep, 2025 | Published: 20 Oct, 2025

PAGES: 52-66

DOI: 10.6007/IJARAFMS/v15-i4/26569

Open Access

Financial Determinants of Saving Behavior among Open, Distance, and Digital Education in Malaysia: A Conceptual Model

AUTHORS: Noral Hidayah Alwi, Nurhanan Syafiah Abdul Razak, Zahir Osman, Siti Aishah Husin

Received: 10 Sep, 2025 | Revised: 29 Sep, 2025 | Published: 19 Oct, 2025

PAGES: 67-73

DOI: 10.6007/IJARAFMS/v15-i4/26559

Open Access

Bibliometric Analysis on Financial Inclusion Using Biblioshiny

AUTHORS: Ihsanul Ikhwan, Zakaria Lacheheb, Husna Bt Jamaludin, Sharifah Nabilah Binti Syed Salleh

Received: 13 Sep, 2025 | Revised: 30 Sep, 2025 | Published: 21 Oct, 2025

PAGES: 74-90

DOI: 10.6007/IJARAFMS/v15-i4/26723

Open Access

Risk Culture and Risk Management as Drivers of Organizational Performance: A Conceptual Framework for the UAE Public Sector

AUTHORS: Easa Salem Rashed Almaftool Al Ali, Sabri Mohamad Sharif, Samer Ali Al-shami

Received: 17 Sep, 2025 | Revised: 06 Oct, 2025 | Published: 28 Oct, 2025

PAGES: 91-96

DOI: 10.6007/IJARAFMS/v15-i4/26780

Open Access

Lecturer Professionalism, Teaching and Learning Activities: Accounting Students’ Perceptions

AUTHORS: Mariam Rahmat, Josephine Avelind Noyem, Dayangku Ruhayah Awang Bolhan, Azura Ahmad, Faridah Ismail

Received: 15 Sep, 2025 | Revised: 05 Oct, 2025 | Published: 30 Oct, 2025

PAGES: 97-110

DOI: 10.6007/IJARAFMS/v15-i4/26652

Open Access

The Contribution of the Fishing Industry to the Economic Development of Mauritania

AUTHORS: Sidi Maibess, Ashurov Sharofiddin, Nur Farhah Binti Mahadi

Received: 16 Sep, 2025 | Revised: 06 Oct, 2025 | Published: 29 Oct, 2025

PAGES: 111-119

DOI: 10.6007/IJARAFMS/v15-i4/26779

Open Access

Usages of Artificial Intelligence in Forecasting and Strategic Analysis of Customer Needs in the Banking Sector

AUTHORS: Hamama Abed, Habeebullah Zakariyah, Fahd Al-Shaghdari

Received: 13 Sep, 2025 | Revised: 04 Oct, 2025 | Published: 30 Oct, 2025

PAGES: 120-137

DOI: 10.6007/IJARAFMS/v15-i4/26789

Open Access

Open Access Journal

Volume 15, Issue 4 (2025)